Xclusive5

Hot:- Glo Free Browsing On Pc With Betagol Vpn

Most users are enjoying Glo free browsing and downloading on phone using UC mini handler, Tweakware Vpn and psiohon. BetaGol VPN lets you enjoy the latest and currently Glo free browsing with your PC. There is nothing much to say about it besides the fact that it was made the Tweakware crew. It is a free software, but in other to get the most out of it, it is recommended that you buy a Tweakware premium account which goes for ₦500.
Glo Free Browsing On Pc With Betagol Vpn 
With This, you are in for unlimited and browsing and downloads plus unrestricted access to any website in the world. It is easy to configure. Just need to follow these guidelines below and you're in for unlimited and unrestricted free browsing, streaming and download for the whole month.
1. Download the Betagol VPN 
<a href="http://www.skilstoolz.com/2017/07/betagol-vpn-v202-exe-download.html">BetaGol VPN Exe Download</a>
2. Download Java Runtime from link below or skip downloading it if it's already installed in your PC 
<a href="http://filehippo.com/download_jre/32/">Java Runtime Download </a>
3. Install the second software first, then open the first software like you would open any file. It doesn't need installation. 
4. You need a premium Tweakware Account which costs ₦500 (you can get a premium account from our Tweakware Reseller Whatsapp (+2348130622576)
5. Upon completion of payments and registration, you'll be assigned a unique user name and password.
6. In the VPN window as seen in the screenshot above, input your username and password.
7. Plug your modem with your Glo 3G sim inside and make sure it is configured properly with default Glo settings.
8. Configure your LAN Settings of your PC using this 127.0.0.1 and 8080 as port just as seen in the screenshot below 
{ 
9. Configure your browsers and IDM with the same IP address and Port.
10. Finally, hit the connect button and then wait for the VPN to intercept the connection
And that's how you can use Glo to browse and download free with BetaGol VPN. The time of the connection may vary depending on your location, so exercise some patience, like 5-15 seconds. I have not used this on Glo 4G sims, but you are welcomed to try and see it it'll work for you. Don't forget to share your testimonies

Hot:- Glo Free Browsing On Pc With Betagol Vpn

Most users are enjoying Glo free browsing and downloading on phone using UC mini handler, Tweakware Vpn and psiohon. BetaGol VPN lets you en...

what all jambite schould know about jamb runz 100% real

<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD3O-ZD5cmacv6djH7UJ246MGfR1-FWKLQy0gurY5qAFETe9N7GWgv35D2EI00SgJsLOKoInausAhJ2tBFqAUj2m1SrmwKlsDEjdE87ID2ddXiB1cFCbdzGfMlTXyjvMu3Uszwd4ny4Q/s1600/2017+JAMBWEAC+20170124_071912.jpg"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD3O-ZD5cmacv6djH7UJ246MGfR1-FWKLQy0gurY5qAFETe9N7GWgv35D2EI00SgJsLOKoInausAhJ2tBFqAUj2m1SrmwKlsDEjdE87ID2ddXiB1cFCbdzGfMlTXyjvMu3Uszwd4ny4Q/s1600/2017+JAMBWEAC+20170124_071912.jpg"></a> 
Hi my name is Xclusive_Jazzy and am going to tell you everything about jamb runz.
Now one thing you need to know about jamb exam is that jamb is not the same type of exam on like neco. ,waec,,Gce e.t.c this four type of exam are not like jamb that you can copy your frds work (answers).
Now romours have been saying that jamb runz is fake but is not see why.
Now one of the most ask questions from jambite coming to us is that how do you get my own particular question and answer now this question is a very simple question one thing you have to have in mind is that we are well trained and skilled to see through your success and we also have the experience now see read further.
Now This is how we get your own particular type questions and answer you guys are to be paying 4000, for the runz but I made it 3000, cos of this recession now one thing you need to know is that am not the one eating your 3k  cos surely 2500 (2.5k) goes to a jamb official who will help and have been helping for the past 2 years he will help extract your jamb questions using your jamb registration number I repeat using your jamb registration number and now the computer gives us the write answers. 
 Sounds cool right.
Now I promise and I swear all this I stated above is the truth and nothing but the truth our jamb officials are 101% real for sure.
Now as I said your jamb answers will be given to you according to your jamb registration number. Now another most ask questions from jambite is when how will I get my answer what time now this is a question I can answer you even when I am sleeping your answer must land to your inbox 5hours before exam start.
Note this answer won't be sent in alphabetic oder it will be sent in words not in a,b,c,d no cos we do clean work.
For exampleexample
Choose the option that best conveys the meaning of the underlined portion in the following sentence; 
In the match against the uplanders team, the sub mariners turned out to be thedark horse 
A. played most brilliantly
B. played below their usual form
C. won unexpectedly
D. lost as expected
E. won as expected
Your answer will be Won unexpectedly  now if you see Won unexpectedly as no 1 that your answer now smile we promise you nothing less than 250-300
Now you can chat me up on WhatsApp if you are interested 07011355103
Note please anyone collecting less than 2500 is a scam and you end up getting 175 in jamb score cos they don't have original jamb official 
Now keep calm we promise you success.

what all jambite schould know about jamb runz 100% real

Hi my name is Xclusive_Jazzy and am going to tell you everything about jamb runz. Now one thing you need to know about jamb exam is that j...

Another Airtel Redhot Promo Data, Get 1500MB (1.5GB) For Just N500

Airtel is here again with yet another RedHot promo data plan. This time around, Airtel is giving out 1.5GB at just N500. If you recall, in one of my previous post, I talked about the Airtel promo where you are given 7GB for just N2,000 which is actually double the regular data at the same rate.
<img src="https://blogger.googleusercontent.com/img/proxy/AVvXsEiRnVkPhK0Gh9GvaQiE9WEFsDF2RlTyyVKKeH7Be1x1UnUDV9KlQ0adxBesHgsftvNsAT4WRxng1CT1xNzAWOHcP3F-VfPYFjhFhPjEOhhCQOVa5Vc0appR-fyOI7QhN_j4tdLmSj_De3-_TnG7cpUp4Hiyw9EUwbFV2-Sao54="><a href="http://nigerianpilot.com/wp-content/uploads/2015/05/airtel.jpg"></a>
Now this is another Airtel Redhot Promo Data. For those who use Airtel a lot, am sure you know that the Airtel 750GB data plan cost N500. Now Airtel is giving you double that data which is 1.5GB at the same rate of N500 and it's valid for 14days. 
How To Activate  
To activate the Airtel 1.5GB for N500 promo data plan, just dial *418#.  
Note that it's valid for just 2weeks(14 days).
How To Check The Data Balance  
To check the data balance, Simply dial *223# 
How To Know If you Are Eligible 
Note that this is a Promo and only eligible sims can subscribe.. 
If you didn't receive any message from Airtel, then follow the steps below. 
=> Dial *418# on your Airtel SIM.. make sure you don't have enough airtime 
=> If you get an insufficient balance error message, then you are good to go.

Another Airtel Redhot Promo Data, Get 1500MB (1.5GB) For Just N500

Airtel is here again with yet another RedHot promo data plan. This time around, Airtel is giving out 1.5GB at just N500. If you recall, in o...

Twinkas, The New Ponzi Scheme That Has Taken Over From MMM (200% Growth)

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 <img alt="Twinkas, another ponzi scheme emerges to replace MMM" class="aligncenter size-full wp-image-319899" height="488" src="http://www.gltrends.ng/wp-content/uploads/2017/01/vllkyt18mfg0se5vlg.aaf788b4-2.jpg" width="1156" /></div>
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There is a new ponzi scheme in town just 
like MMM, iCharity to mention a few which has started trending with 
memberships in different categories and it is known as Twinkas.</div>
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This new money doubling scheme claims a promise of better returns on invested money than MMM and other ponzi schemes.</div>
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Unlike MMM which offered 30% returns on investment, Twinkas promises to pay 200% return to its investors.</div>
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According to the scheme, it was created “to promote the greatest good, with a particular emphasis on helping man and the environment’’.</div>
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The company was founded by a team of 
enthusiastic humanitarian specialists who wanted to overcome the routine
 and create a platform that would act in the market not only for 
business success but for the sake of humanitarian and financial 
empowerment services.</div>
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Like every other Ponzi scheme, Twinkas has rolled 
out some conditions, including warning that prospective investors must 
keep their mobile phones open most of the time and be online in order to succeed.</div>
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<img alt="Twinkas, another ponzi scheme emerges to replace MMM" class="aligncenter size-full wp-image-319900" height="541" src="http://www.gltrends.ng/wp-content/uploads/2017/01/vllkyt36kfbhm1juvg.d6e82c66-1.jpg" width="926" /></div>
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This is it works:</div>
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When you join, you will need to donate the sum of 
either N5,000, N10,000, N20,000 or N50,000 to a fellow member assigned 
by the system or your direct link,
 and the member will then confirm your donation and then the system will
 automatically assign 2 other registered people under you from 
spillovers who will also pay you the joining amount each, into your bank
 account, making 200% (i.e. 200% of N5,000 is N10,000, 200% of N10,000 
is N20,000 200% of N20,000 is N40,000 and 200% of N50,000 is N100,000).</div>
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TwinKAS will assign referrals to pay you. After 
you have received payment from 2 people under you, the system will 
automatically EXIT you and allows unlimited registration (Your account 
still remains with Twinkas)</div>
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<ins class="adsbygoogle" data-ad-client="ca-pub-6509679174220923" data-ad-format="auto" data-ad-slot="6379957090" data-adsbygoogle-status="done" style="display: block; height: 60px;"><ins id="aswift_3_expand" style="background-color: transparent; border: none; display: inline-table; height: 60px; margin: 0; padding: 0; position: relative; visibility: visible; width: 620px;"><ins id="aswift_3_anchor" style="background-color: transparent; border: none; display: block; height: 60px; margin: 0; padding: 0; position: relative; visibility: visible; width: 620px;"></ins></ins></ins>
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All donations are made directly to member bank account.</div>
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It warned investors against pestering any of the numbers for trivial Issues.</div>
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According to the website,
 Twinkas’ Classic now has 198,985; Professional with 117,290; Twinkas 
Premium has 117,147 members; the Ultimate with 170,322 members; has zero
 members under the Veteran category.</div>
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<img alt="Twinkas, another ponzi scheme emerges to replace MMM" class="aligncenter size-full wp-image-319901" height="355" src="http://www.gltrends.ng/wp-content/uploads/2017/01/vllkyt49r6m2uur0c.45af1faf-1.jpg" width="1181" /></div>
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Any amount invested in each of the categories would attract double the amount after one month maturity.</div>
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Under Classic, members are expected to invest 
N5,000 with N10,000 return Investment and subscribers on the 
Professional platform would invest N10,000 and with N20,000 Return.</div>
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Under the Premium level of N20,000 investment, investors would get N40,000;</div>
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Ultimate with contribution of N50,000 attracts N100,000 return.</div>
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The Veteran scheme is N100,000 investment with a return of N200,000 but no one has yet to invest on the platform.</div>
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<a href="https://twinkas.com/twink/XclusiveJazzy" target="_blank">CLICK HERE TO JOIN </a></div>
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Twinkas, The New Ponzi Scheme That Has Taken Over From MMM (200% Growth)

There is a new ponzi scheme in town just like MMM, iCharity to mention a few which has started trending with memberships i...

[How To]Unlock Any ZTE Modem For Free!!!!

Branding and customization of tech devices by telecom giants such as MTN, GLO , AND ETISALAT, is not a new thing especially when it comes to internet modems, most of you probably have modems with the networks locked to them making it impossible to use any other network provider sim card in them unless you unlock them
For the purpose of this tutorial am going to be showing you how to unlock any ZTE MODEM of your choice without any cost. without wasting your time let me begin : 
Note:
This process is for ZTE modems only, do not attempt this on any other modelDo this at your own risk, i will not be held responsible for any damage done to your device although if you follow the instructions correctly you wont brick your deviceThings you will need=> 
A computer running any version of windows operating system ranging from windows 200 to windows 10.Your brain[a small portion of it though].The zte modem you want to unlock.STEPS 
Download DC crap for zte from the links below. 
<a href="http://www.linkbucks.com/DEtME">Download Link 1</a> 
<a href="http://www.linkbucks.com/DEtNA">Download Link 2</a>
Extract the contents of the file you downloaded to your desktop { make all the files are in the same folder don’t delete any}Insert another network sim other than the network the modem is locked to into the modem.Plug in your zte modem and install the modem software that came with the modem and make sure the software recognizes the modem, it might ask for an unlock code just ignore it.close the modem software and the run the dccrap application in the file you extracted as administrator.Under the select manufacturer: option select ZTE datacardsUnder the select model: option select the exact model of your zte modem if you are not sure select _Auto detect (recommended)_ (your model can be found behind the modem or inside the sim port)Click on the magnifying glass for the app to detect your modem.Once your modem is detected click on the unlocking tab at the top right and then click unlock.You should get a message saying unlock successful.Close the dccrap program and open the modem application you can now insert any network sim into the modem without restrictions and start using your modem

[How To]Unlock Any ZTE Modem For Free!!!!

Branding and customization of tech devices by telecom giants such as MTN, GLO , AND ETISALAT, is not a new thing especially when it comes to...

Airtel unlimited free browsing with Tweak it{alternative to psiphon}.

<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBQ1yPeEdNkxXyADPvSzSRaNnf0DnNMU05G5RtcnIWawxl57A58N6ycycDOXsbozuFCOucgxUDjlcfyj8zUenfkPt5QlqyHZ_GWpYgUDW2D5Mbl8v2UlX_T2D0QWSg_CFmPr0g88-oSxtN/s640/IMG-20161228-WA0005.jpg"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBQ1yPeEdNkxXyADPvSzSRaNnf0DnNMU05G5RtcnIWawxl57A58N6ycycDOXsbozuFCOucgxUDjlcfyj8zUenfkPt5QlqyHZ_GWpYgUDW2D5Mbl8v2UlX_T2D0QWSg_CFmPr0g88-oSxtN/s1600/IMG-20161228-WA0005.jpg"></a>
 Airtel #0.00 unlimited free browsing cheat was recently cracked and many people are blazing with it now.But few people are still complaining of either connection problem or downloading problem.  
Recently,we published a post about Airtel #0.00 with Xp psiphon but unfortunately,did not work for some people. 
Before we proceed,we advice you to try the Xp psiphon{if you haven’t before}. 
<a href="http://crackerwap.blogspot.in/2016/12/hot-fast-and-stable-airtel-000.html">Airtel #0.00 cheat with Xp psiphon</a> 
Settings for Tweak it. 
1. Download and install Tweak it. 
<a href="https://www.blogger.com/blogger.g?blogID=3104336340717701926">Tweak it.apk download</a>  
2. Open the installed Tweak it and set the below settings.
Remove port: Tick 
Proxy Type: No proxy
Proxy server: Airtellive.ng 
Real proxy type: Default
<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqhnCiqZvq0JEsGXn4G7vOW0Mo5v07RR-Tfo_QE5xg7QNgBNhgjBtS5HgHafOav7FrcrYy_-vVSYujjg6miyRE5XRumZOHML09afckCsv0HNqsbrNbHTkzSZVWpOLajANx3wgv1DbVnKFu/s640/Screenshot_20161229-063817.png"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqhnCiqZvq0JEsGXn4G7vOW0Mo5v07RR-Tfo_QE5xg7QNgBNhgjBtS5HgHafOav7FrcrYy_-vVSYujjg6miyRE5XRumZOHML09afckCsv0HNqsbrNbHTkzSZVWpOLajANx3wgv1DbVnKFu/s1600/Screenshot_20161229-063817.png"></a> 
3. Tap Ok and choose Tunnel whole device.  
4. Tap cancel.  
5. Tap more options, tap Use HTTP proxy and tap Use the below settings.
Proxy Host: 172.24.248.150
Proxy port: 8080
<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1BUv31Vk1Q5SawmgYz4gyiieXweBtxl7SkGiHxnprtbDyl3h4bWIc3pX2sKjJ801HvUrI-M5eB-ng5QJSMrcBaZI305h8XD-Tg5xjW2tgMMdirhlZ26hUuCIjgX5nUd7YyZwA43D94Kdw/s640/Screenshot_20161229-063915.png"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1BUv31Vk1Q5SawmgYz4gyiieXweBtxl7SkGiHxnprtbDyl3h4bWIc3pX2sKjJ801HvUrI-M5eB-ng5QJSMrcBaZI305h8XD-Tg5xjW2tgMMdirhlZ26hUuCIjgX5nUd7YyZwA43D94Kdw/s1600/Screenshot_20161229-063915.png"></a> 
6. Go back and tap connect. 
HAPPY UNLIMITED FREE BROWSING 
Check your status below for Top commentators reward.

Airtel unlimited free browsing with Tweak it{alternative to psiphon}.

Airtel #0.00 unlimited free browsing cheat was recently cracked and many people are blazing with it now.But few people are still complaini...

Airtel #0.00 unlimited free browsing and downloading settings for pc.

Hello Crackers,we all should know about the Airtel free browsing for android.But today,you will see how to use it on pc. 
We planned to publish this post on 1st January 2017.But decided to publish it today due to the level at which Airtel blocks newly Cracked cheat.
Proceedures:
1.Download and install Psiphon 3 for pc. 
  <a href="https://www.datafilehost.com/d/402e8922">Psiphon3.exe download</a>
2.Open the Psiphon 3 and tap settings.
<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNxrOtZ4gQQSV0MauTbFi7OnbW2ZfyDvFSrCMIbsR9giiJ1LlvzsECE04tYeu1KpLdhttEPZ4YNAQR_Infl3KcDjHX0zj6PUMLbYo47LY1qCNGO2fpOVgGOUxxD8n_D9oTbM-JMSfhGRK9/s320/airtelpc.JPG"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNxrOtZ4gQQSV0MauTbFi7OnbW2ZfyDvFSrCMIbsR9giiJ1LlvzsECE04tYeu1KpLdhttEPZ4YNAQR_Infl3KcDjHX0zj6PUMLbYo47LY1qCNGO2fpOVgGOUxxD8n_D9oTbM-JMSfhGRK9/s1600/airtelpc.JPG"></a> 
3. Tap Upstream proxy and input the below settings.
Hostname: 172.24.248.150
Port: 8080
<img src="http://hackersblog.xtgem.com/airtelpc1.jpg">
4. Tap Apply changes at the top. 
 5. Switch own your Android phone HOTSPOT and connect your pc to it. 
6. Now go back to the Psiphon3 and tap connect.
  <img src="http://hackersblog.xtgem.com/airtelpc2.jpg"> 
7. After a successful connection,go to your browser{we are using Uc browser} and tap settings. 
  <a href="http://filehippo.com/download_ucbrowser/download/9845237702a6e4ee8b62a3f14b4ab6e3/">Uc browser download</a>
<img src="http://hackersblog.xtgem.com/airtelpc3.jpg">
8. Tap others.
  <img src="http://hackersblog.xtgem.com/airtelpc4.jpg"> 
9. Tap change proxy settings.{located in front of Networks}.
  <img src="http://hackersblog.xtgem.com/airtelpc5.jpg"> 
10. Tap Lan settings
<img src="http://hackersblog.xtgem.com/airtelpc6.jpg"> 
11. Tick Use automatic configuration script.
<img src="http://hackersblog.xtgem.com/airtelpc7.jpg"> 
12. Input Airtellive.ng in the address bar.
<img src="http://hackersblog.xtgem.com/airtelpc7.jpg"> 
13. Tap ok and click Apply. 
14. Go back and start browsing for free.
If it did not connect,then change your phone Apn settings.
Proxy: 127.0.0.1
Port: 8080
  NOTE: We used Uc browser,but comment with your desired browser{if you use any other browser and could not set it up}.
Source

Airtel #0.00 unlimited free browsing and downloading settings for pc.

Hello Crackers,we all should know about the Airtel free browsing for android.But today,you will see how to use it on pc. We planned to pub...

How to join e-Cooperative Something better than Ultimatecycler

How to join e-Cooperative
Joining e-Cooperative is absolutely free. However, to be part of  
the network of people who are developing themselves and building  
their wealth through e-cooperative, you need a sponsor. 
How it works
A sponsor is someone who invited you and is already in the network. He is as a referral link in which you can register. You are to contribute ₦1000 into your sponsor’s business.
How to Make Money from e-Cooperative
For you to be part of this business, you need the following.
A Nigerian bank account.A phone number.An e-mail address [optional].
Diagram of the MLM Dimension
<img src="http://www.ecooperative.online/a/assets/onepage2/img/description.png">
Stage 1
You give Jane [your sponsor] ₦1,000 and invite 4 persons to join you in the cooperative. This four persons will give you ₦1,000 each amounting to N4,000.
To move to level 2, you CLICK on upgrade and Anie’s account details appear. Note that the figurative Anie in the above diagram is the person who brought your sponsor [Jane]. You give ₦2,500 to Anie, and when the 16 persons that your initial 4 persons want to upgrade to level 2, you will receive ₦2, 500 from each 16 persons. What that means is that you will earn ₦40,000.
When you give Ifiok [the third person above] ₦5,000, you will receive ₦320,000 from your 64 persons when they are moving up to level 3.
When you give Emma [the fourth person above you] ₦10,000, your 256 persons when moving up to level 4 will give you ₦10,000 each summing up to ₦2,560,000.
Stage 2
The second stage is automatic. When you give Jane [your sponsor] N25,000 naira for level 5, you will receive N100,000 from your 4 down lines. When you give Anie N50,000 for level 6, you will receive N800,000 from your 16 persons. When you give N90,000 to Ifiok [your third person], you will receive N5,760,000 from your 64 persons. And finally, when you give N175,000 to Emma for level 8, you will receive N44,800,000 [Forty four million eight hundred thousand Naira] , and then you circle out.
You can choose to get into the system as many times as you like.
<a href="https://goo.gl/Y0lkA6">Click here </a>

How to join e-Cooperative Something better than Ultimatecycler

How to join e-Cooperative Joining e-Cooperative is absolutely free. However, to be part of the network of people who are developing thems...

FACTS ABOUT MMM NIGERIA(LIFE CHANGER)

FACTS ABOUT MMM NIGERIA THAT NOBODY WANTS YOU TO KNOW
<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaepiNdHLaWSaFlzCN1kYD90QuLUSiCrwjAaQS0_2tnumA_foT2_kF66MetywNBdjWTILsZyXYQEP9hP-BTP4ghULP1RQQNOdaeUc9aRXsIOBP4RF6pKu1nvyk22shpbTNBflIEa2vAfw/s640/IMG-20160928-WA0038.jpg"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaepiNdHLaWSaFlzCN1kYD90QuLUSiCrwjAaQS0_2tnumA_foT2_kF66MetywNBdjWTILsZyXYQEP9hP-BTP4ghULP1RQQNOdaeUc9aRXsIOBP4RF6pKu1nvyk22shpbTNBflIEa2vAfw/s1600/IMG-20160928-WA0038.jpg"></a>MMM Russia has  a dark untold history, it is easy to assume that the darkness was created by the founder(s) of MMM; however a deeper search reveals that there is a grand conspiracy that attempts to eliminate MMM and every other idea that tries to democratize luck.
MMM was conceived twenty seven years ago, for close to three decades, MMM’s failures have always been perpetrated by a class of people – the ruling class. I sought to understand why anyone will want to close down a community which claims to connect its participants to each other so that they can help each other.
Over the years, the answer has changed. In the 1990s, the popular answer was the founders kept all participants’ money and they could run with the money since government doesn’t monitor them. The early 2000s had a different answer; the popular opinion was the money was kept by guiders (participants who attend MMM school so that they can become leaders). There was fear that the guiders could run away with the money. The 2010s has a new answer, the answer is unclear. There is no logic to the answer. The answer is simple yet complex. The MMM critics of the 2010s believe even though MMM doesn’t collect money from its participants, MMM is still a scam. In the 2010s, MMM participants pay money to each other’s bank account. The money is in the bank, safe and secure. Or is there something deeper. Read on…
How and why did participants lose money in the 1990s? Russian government came one day with seventeen black vans to take all the billions of people’s monies with MMM (monies were kept in their head office) and they arrested its founder for tax evasion (not fraud). This happened in the presence of MMM participants, little wonder, the same MMM participated voted in millions to ensure MMM’s founder becomes a member of the Russian parliament. Mr Sergey Mavrodi’s (founder of MMM) victory at the polls was his ticket out of jail. Why did the story end badly for some participants? It is reported that some committed suicide because their money was taken. This was not them reacting to the man who was trying to make them financially free in a communist Russia, it was them reacting to a government that took all their monies away.
The major source of news about MMM is Wikipedia. Wikipedia’s founder is a wanted man in the United States of America and so many countries, he is in hiding; He unapologetically published personal mails allegedly hacked by Russia to influence an American election. Wikipedia has destroyed a lot of lives with its half truths and one sided stories. I find it hard to believe that we will trust Wikipedia without listening to the other party.
The prevalent question in my mind is why is the ruling class using its weapon (power, media and money) portraying MMM as a scam since MMM doesn’t collect money from its participants. It is like saying Facebook Inc. is a scam. Facebook cannot scam you (as a user) because facebook doesn’t collect money from you. You sign up for free. In the same light, participants sign up to MMM for free. MMM simply connects the participants to each other. The question is why? Zuckerberg was connecting us to old friends when he didn’t even know how Facebook will make profit, why? He said he wanted to create a more open and connected world. Mavrodi also claims he wants to create a fairer world, a fairer financial system.
We agree that MMM has never collected money from its participants since 1994, so why is it regarded as a scam. Critics say the system is not sustainable and at some point, it will crash. They say at some point, there will not be enough people to “provide help (an MMM term meaning donate money)” to those who want to “Get Help (an MMM term meaning receive money)”. To receive money, you must have previously donated or referred someone to join the community.
After reviewing their point, I believe what critics mean to say is; MMM is not a scam but MMM is not sustainable. At this point, there is no way MMM can use any fraudulent way to collect money from its participants, therefore I can say MMM is not a scam. If MMM opened a bank account, it would be frozen so there is no chance. MMM is not a scam but is MMM sustainable?
One thing I have learnt from the critics of MMM is their method of proving they are right. Their method is similar to what I saw in a movie. A lady wanted to proof her brother’s wife was a thief, so the lady stole an item and kept it in her brother’s wife purse. I began to wonder who the thief is. The World Bank and a lot of global organizations claim their goal is to reduce global extreme poverty yet they pay a lot of lip service to the pursuit of this noble goal.
They neglect the ideas that can truly reduce poverty and spend more time pursuing the policies of their sponsors (big global banks and individuals). Most critics of MMM will share untrue stories about MMM (like the MMM crash in Lagos or Zimbabwe) and do anything (it is amazing) to ensure the crash they had predicted eventually happens. They remind me of the woman in the movie. It is a dirty fight and I think MMM participants are not doing enough to share the light of what MMM is doing for them.
We have come to a conclusion that MMM is not a scam but we haven’t agreed it is sustainable. To understand its sustainability or un-sustainability, let’s do the scam test. If MMM fails today, who wins? No one wins emotionally but those who have gotten help win financially and those who have provided help lose financially. The MMM brand becomes worse and its founders will be cursed. So its founders don’t gain financially. It is some participants that gain financially and some participants lose financially. When I understood this truth, I stopped calling MMM a scam. I then wondered why Mr Sergey Mavrodi will keep punishing himself, his name, risking jail term or worse for a system that is not sustainable.
I wanted to understand his mind so I read his books (available on amazon), articles, saw his movie about MMM 94 (self sponsored by Mr Mavrodi with major actors from Russia and Hollywood. Available for free on Youtube and MMM website). I discovered he had one goal and I put it simply; Mr Sergey Mavrodi’s goal is to “democratize luck”. Henry Ford wanted to democratize cars and ensure it is affordable so that every hardworking person can buy one. Tony Elumelu wanted to institutionalize luck so he created The Tony Elumelu Foundation giving no-strings attached grants to 10,000 entrepreneurs within 10years. So many other people have big dreams such as this, to eliminate global poverty. Mr Sergey Mavrodi wants people to work not because they need money but because they enjoy the job, this way our school teachers by destiny won’t end up as bankers because of money – working hard at a job they hate. If money wasn’t king, people will do jobs they love and do it will the spirit of excellence. If Michael Jackson grew up in Nigeria, we would have ended up in ajegunle struggling. America doesn’t need Sergey’s MMM because they have their own version and the live their version, popularly called the American Dream. This dream helped Bill Gates sit down in meetings with IBM executives, get a loan of $1millions and more. In Africa and other third world nations, there is no dream for the people. There is pain, tears and sorrow. The big question is will this amazing dream of Mavrodi work with the MMM system?
The only way to know is to ask what the system itself is. It is participants donating money to each other and getting 30% reward. It is based on the principle that we don’t all need money at the same time. To understand it better, let us assume there are five people in MMM, Mr A, B, C, D and E. Mr A donates 10, 000 to Mr E (who has previously donated) Mr E uses the money to settle an urgent bill. Mr B donates to Mr A. Mr C donates to Mr B. Mr D donates to Mr C. Mr E gets his salary of 100,000, pledges to donate 15,000 and donates it to Mr D. Money is just moving round to settle debts, bills and create new value. The population the banks will never look at have found a new way to get the money they need without having to collect any loans. If they continue using their bank accounts, the banks will keep winning because of the fast movement of money leads to more bank charges. No new money is created so inflation is not created. No excess money will be in the economy. In essence, everyone wins.
The system can be sustained if everyone comes together to make it work. The banking system will fail if we all withdraw our money at the same time (bank run). Insurance companies will die if all but one person refuses to pay premiums; they will be unable to pay the person in case of any accident or loss.
MMM is good for Africa, it doesn’t compete with the banks because banks already do not loan money to the majority. The loans go to the 10% who have collateral which is good for banking. With MMM more people will open bank accounts (since MMM participants relate with their bank account) and banks will reach the unbanked. We need to get more Nigerians into the banking system. MMM has also helped banks promote their online and USSD banking platforms. MMM has helped entrepreneurs source for money for their ideas within a realistic time. MMM has inspired participants to spend more in a recession. This is keeping a lot of big and small businesses afloat. If you see anyone buying cars, houses or valuables in today’s Nigeria, they are probably involved in businesses where they earn in foreign currencies, extremely rich or engaged in … you guessed right – MMM.
This is good for everyone. The stock market can bounce back on the MMM wave as people become more confident to diversify. Nigerians are in positive spirit because of MMM. People who couldn’t pay school fees paid with ease. People eat better and live better. Over one million Nigerians engaged in MMM have positive story to tell. 
After my research, I asked myself. Would I be the lady who wanted to proof her sister in-law is a thief so she stole and kept it in her sister in-laws bag or will I be the person who will find out if truly her sister-in-law is a thief and when I find her innocent, declare her to be innocent. My choice is clear.
I asked a member of the ruling class who instructed his human resource unit to send a mail warning all members of staff not to participate in MMM why he is anti-MMM. He said if they continue with MMM, one day, the might resign and see no need to work. I said really? So because you are a multi-millionaire, your kids won’t work? He then voiced his real concern. They will be financially free and won’t take his excesses anymore since they can start their own business or resign and not suffer while they search for a better working environment.
CAP

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FACTS ABOUT MMM NIGERIA THAT NOBODY WANTS YOU TO KNOW MMM Russia has a dark untold history, it is easy to assume that the darkness was ...

BREAKING:MMM Nigeria Hits 1Million Participants

Despite all the bad publicity <img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVg_p3UMDPtTfhIm-j_8U7fd98HAdMVpGHuNa3e3mrquGLsHlg6Mh-aHHbT-HqNMX6fru2gNl0gY_RGO290uNM0dmSa0DivD61O92m2ap8lTZc2-WOj_xX5zZyFlo9It9ualuBJma1Mjo/s640/IMG-20160928-WA0036.jpg"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVg_p3UMDPtTfhIm-j_8U7fd98HAdMVpGHuNa3e3mrquGLsHlg6Mh-aHHbT-HqNMX6fru2gNl0gY_RGO290uNM0dmSa0DivD61O92m2ap8lTZc2-WOj_xX5zZyFlo9It9ualuBJma1Mjo/s1600/IMG-20160928-WA0036.jpg"></a>against MMM Nigeria and warnings from CBN , Nigerians continue registering on MMM Nigerian website.
So many Nigerians have benefited from this community which seeks to create a financial fair play among citizens of the world by creating a platform where people can give and get help regularly. MMM Nigeria has contributed immensely in helping to cushion the effect of economic recession.
Benefits of MMM to Nigerian Society. BY GUIDER OLA DAN
(1) MMM has created room for more Data Plan purchase. Glo. MTN. Etisalat. Airtel.
(2) MMM has also created an avenue for Banks to make more money. The transfer we the MMM members do with our mobile banking and also direct payment in bank. We are been charged #105 as the case maybe. For each transfer. So you see that banks are benefiting.
(3) MMM members buy things in the market very often.  The market woman are able to sale their food stuff. Even Fast Food,  Restaurant are booming all because of MMM. 
(4) MMM has also educated the society and its member through Seminars.  Let people know that one must not suffer so much to get paid.  Creating avenue for people to learn computer, To be able to P.H and G.H. 
(5) MMM has Crown it all by giving back to the same society that Benefits from it.  Example are Charity organization are been set up.  Orphanage home visitation. Taking care of Burnt Victims. Just to mentioned but few.  
(6) MMM has been able to engage the minds of young and the unemployed, and has given them courage to withstand this harsh period of recession. 
(7) For the civil servants in this period of delayed salaries payment,  MMM system has sustained them and has never delayed payment nor owed.
(8) for Nigerian students of Tertiary institutions MMM has been able to provide them feeding money, pocket money, money for book,school materials and even tuition etc. Thereby helping them to have better college life. 
(9) MMM has been able to bridge the gap between the upper and lower class individuals of the Nigerian society by creating an avenue for everyone  to meet basic needs. 
(10) reduction of cyber crimes. MMM has motivated Nigerian citizens that instead of defrauding pple online to make money that they should Rather PH and GH and that way no one is hurt.  
(11) MMM has further enhance fairness, care and national unity. In the  spirit if PH and GH we do not choose ourselves who to help but the system does  that way  encourages to help our fellow country men/women. 
(12) MMM has helped Nigerians to be conscious, and thereby killed dat spirit of Africa man time. As d system has shown us dat time is of essence. @ ph & GH. 
(13)MMM has increased our tithe  and donations levels  in the our various churches.
The list can go on as d                    benefits are enormous and cannot be over emphasized.
 (14)MMM has also increase our various statement of account as a result of  inflow and outflow of funds from PH &GH.This can help us for embassy or reference purposes.  Therefore SEC and CBN we do not need to fight the system that is helping us in several ways. Is like biting the finger that feeds u. If u haven't benefited directly certainly u know someone that has. MMM has come to stay. MMM Is d change we need, Truly MMM pays. Together we can change the World.

BREAKING:MMM Nigeria Hits 1Million Participants

Despite all the bad publicity against MMM Nigeria and warnings from CBN , Nigerians continue registering on MMM Nigerian website. So many ...

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